John Howard Payne, age 81, at rest May 30, 2018. Insurance broker specializing in airline insurance for over 50 years. Admired and respected by his clients and peers for his honor, ethics and generosity, not to mention his class! Those who knew him considered him to be the “consummate gentleman”. Born to Kelvin and Flora Payne nee Addis in Marysville, Ohio. Will be greatly missed by his beloved wife of nearly 34 years, Cynthia; extended family and his true and loyal friends. Per Howard’s request, the cremation rite and inurnment will be accorded privately. A private memorial (or 3 or 4!!) will be held at a later date. Memorials to St. Jude Children’s Research Hospital, a cause very dear to Howard’s heart. INFO: 815-385-2400 or visit www.justenfh.com.